Disability coverage protects against illnesses, injuries, and disabilities that prevent an individual from performing their normal duties. This type of insurance coverage could benefit you and your employees. Read on to understand how.
Disability Coverage
Disability coverage replaces lost income, acting as a shield that allows the insured to handle their expenses as normal. This type of coverage can be sought for short or long-term issues.
A short-term policy provides relief if one needs to recuperate for a set amount of time without performing their regular work duties. A long-term policy is essential if one is diagnosed with a condition that will indefinitely put them out of work.
Personal Disability Coverage
You may opt for a disability policy providing personal protection. If you cover yourself, it will aid in handling financial obligations if you become injured or ill. In essence, it may help you continue to operate your business when you cannot perform your usual duties.
Employee Disability Coverage
You may choose a policy safeguarding your employees’ interests. An employee disability plan provides your workers with financial relief if they cannot perform their job duties due to impairments. This type of coverage can be short or long-term.
Get Disability Insurance Coverage
Our agents at A. L. Saland Insurance Solutions Inc. can answer any questions you have about disability insurance coverage. Contact an agent serving Odessa, FL, and they will arrange a time to meet with you.
