There are many different types of insurance available for RVs at A. L. Saland Insurance Solutions Inc serving Florida. The type you need will depend on several factors, including how you plan to use your RV. If you only take it out a few times a year for short trips, you may not need as much coverage as someone who lives in their RV full-time or travels frequently.
Some of the different types of RV insurance available include:
Liability Insurance
This covers damages that you may cause to others with your RV. Florida requires all drivers to have a minimum amount of liability insurance. However, you may want to purchase more than the minimum requirement to protect yourself from costly lawsuits.
It is important to note that liability insurance only covers damage to others. It does not cover damage to your RV or any injuries you may sustain in an accident.
Collision and Comprehensive Insurance
This type of insurance covers damage to your RV caused by things like accidents, fire, theft, and vandalism. Collision coverage typically pays for repairs (less your deductible), while comprehensive coverage pays for the replacement value of your RV, less your deductible.
Full-Timer Coverage
If you live in your RV full-time, you will need a different type of insurance than someone who only uses their RV occasionally. Full-timer coverage typically includes all the coverage types mentioned above and additional protection for things like your personal belongings and trip interruption.
Contact Us Today
No matter what type of RV insurance you need, A. L. Saland Insurance Solutions Inc serving Florida, can help. We are a full-service insurance agency that specializes in RV and motorhome insurance. We can help you find the right coverage for your needs at an affordable price.
